Privacy Policy · Expense Tracker Pro

CloudEx Inc. ("we", "us", or "our") operates the "Expense Tracker Pro" app (the "Service"). This Privacy Policy explains what information we collect, how we use it, and the choices available to you. By using the Service, you are deemed to have agreed to the practices described in this Policy.

1. Our Core Principle

Expense Tracker Pro is a household budget book. You record your income and expenses by hand, and the app totals them by category and by month, and shows budgets, account balances, and charts. Everything you enter is stored on your device. Your ledger is yours: we never view, collect, upload, or transmit it to our servers. There is no account and no sign-up, and the app does not connect to your bank or your cards. Specifically, we do not have access to any of the following:

Your income and expense records, their amounts, dates, categories, and notes
Your accounts and payment methods, their balances, and your net worth
Your budgets, recurring entries, subscriptions, savings goals, and utility bills
The receipt photos you attach to your records

Your ledger leaves your device only through actions you take yourself: exporting a backup file or a CSV file, or turning on automatic backup to a folder you choose (Section 2).

2. Your Ledger, Receipt Photos, and Backups

Where your data is kept: Records, categories, accounts, budgets, recurring entries, favorite entries, subscriptions, savings goals, utility bills, and your settings are stored in the app's own storage on your device.
Receipt photos: You choose photos with Android's photo picker, so the app receives only the photos you pick and needs no permission to access your photos. A reduced copy of each photo is saved in the app's own storage. The app does not read the text on receipts and does not use the camera.
Backup and CSV files: When you export a backup file or a CSV file, it is written only to the place you choose. If you turn on automatic backup, the app writes a backup file once a day to the folder you selected and keeps the most recent ones. What happens to those files afterwards depends on where you saved them (for example, a folder that your own cloud storage app synchronizes). We never receive them.
Android backup: If backup is turned on in your device settings, Android may include the app's data in the backup it saves to your own Google account, and may copy it to a new phone when you transfer your data directly. This is handled by Android; we have no access to it.
Trash: Records you delete stay in the app's trash on your device for 30 days so that you can restore them, and are then erased.
App lock: If you turn on the app lock, the fingerprint, face, or screen-lock check is performed by Android. The app only learns whether the check succeeded and never receives your biometric data.

3. Information We Collect

3.1 Information Collected Automatically

Anonymous crash reports: Via Firebase Crashlytics. When the app crashes, we collect the stack trace, device model, OS version, app version, and an installation identifier created by Firebase. This does not include personally identifiable information, your records, amounts, or any other content of your ledger.
Purchase information: We use purchase tokens issued by Google Play to verify your one-time "Premium" purchase. We never receive any payment information such as credit card numbers.
List of our other apps: To show our other apps, the app downloads their names, descriptions, and icons from our content server (static files hosted on Cloudflare Pages). The request contains no personal data from the app. As with any request to a web server, the server receives your device's IP address as part of the connection. To decide which apps to show, the app looks at your device's language, the country of your mobile network, and whether our other apps are already installed; this is done on your device and is not sent to us. Tapping an app in the list opens its page on Google Play.

The app does not use Google Analytics or any other analytics service, and it does not use the advertising ID.

3.2 Information Stored Only on Your Device

Your ledger: Records, categories, accounts and balances, budgets, recurring entries, favorite entries, and the trash, as described in Section 2.
Premium tools: Subscriptions and their payment dates, savings goals and their deposits, asset valuations, and utility bills with their usage.
Receipt photos: The reduced copies of the photos you attached.
App settings: Currency, the day your month starts, display and notification settings, the app lock setting, and the folder you chose for automatic backup.
When you uninstall: Uninstalling the app or clearing its data deletes everything stored in the app. Backup and CSV files you exported remain where you saved them until you delete them.

3.3 Information We Explicitly Do Not Collect

Your records, amounts, categories, notes, account balances, budgets, subscriptions, goals, or utility bills
Your receipt photos
Bank account numbers, card numbers, or sign-in details for any financial service (the app never asks for them)
Your name, email address, phone number, or contacts (the app has no account or sign-up)
Your location, or anything from the camera or microphone
The advertising ID, or the contents of your screen or of other apps

3.4 Permissions the App Requests and Their Purposes

Expense Tracker Pro uses the following permissions only for the stated purposes:

Notifications (POST_NOTIFICATIONS, Android 13+) — Shows the daily reminder to record, budget alerts, and, with Premium, reminders before a subscription payment or the end of a free trial. All of them are optional, and the app works without this permission.
Run at startup (RECEIVE_BOOT_COMPLETED) — After your phone restarts, re-schedules your reminders and adds the recurring entries that became due. It does not send anything.
Biometrics (USE_BIOMETRIC) — Used only if you turn on the app lock. The check is performed by Android.
Internet (INTERNET / ACCESS_NETWORK_STATE) — Used only for anonymous crash reports, Google Play purchase verification, in-app reviews and in-app updates, downloading the list of our other apps, and showing this privacy policy in the app. Recording, totals, charts, budgets, and backups do not require an internet connection.
Google Play billing (BILLING) — Lets you buy Premium and restores your purchase.

The app does not request permission to access your photos, files, camera, microphone, location, or contacts.

4. How We Use Information

The limited information we collect is used only for the following purposes:

Operating and maintaining the Service
Verifying your Premium purchase
Diagnosing and fixing crashes
Responding to support inquiries
Complying with applicable laws

5. Third-Party Services

Expense Tracker Pro uses the following third-party services. Each service has its own privacy policy.

Firebase Crashlytics (Google LLC) — anonymous crash diagnostic data
Google Play Billing (Google LLC) — the one-time Premium purchase; payment is completed on Google Play, and we receive only a purchase token
Google Play In-App Review and In-App Updates (Google LLC) — let you rate the app and install updates without leaving it; handled by Google Play
Cloudflare Pages (Cloudflare, Inc.) — hosts the static list of our other apps

Expense Tracker Pro contains no third-party advertising SDK and does not share your data with advertising networks. The only promotion in the app is the list of our own other apps described in Section 3.1.

6. Data Retention

Crash reports: retained for 90 days, then deleted.
Your ledger, receipt photos, and settings on your device: kept until you delete them, uninstall the app, or clear the app's data. Deleted records are erased from the trash after 30 days.

7. International Data Transfers

We are based in Japan. The infrastructure used for crash diagnostics and for hosting the list of our other apps may be located in various countries. When you use the Service, the minimal information described above may be processed outside your country of residence under standard contractual safeguards.

8. Your Rights

Depending on where you reside (e.g., the EEA, UK, California, Japan), you may have the right to request access to, correction of, or deletion of the limited information we hold. You can:

Edit or delete any record in the app at any time, and empty the trash
Uninstall the app or clear its data to erase everything stored on your device
Turn off reminders and alerts in the app, or withdraw the notification permission in your device settings at any time
Contact us at the address below to make a request regarding the information we hold

9. Children's Privacy

Expense Tracker Pro is not directed to children under the age of 13 (or the minimum age applicable in your region). If we inadvertently collect information from such a child, we will delete it promptly upon being contacted.

10. Changes to This Policy

This Privacy Policy may be updated from time to time. The latest version is always published at this URL together with its effective date. We will also notify you within the app of significant changes as appropriate.

11. Contact

For questions about privacy, data requests, or to report concerns, please email us at .

CloudEx Inc. (Japan)

Effective Date: October 10, 2026